Best Credit Card Betting Sites
There are many different, reliable ways to add money to your sports betting balance. One of the quickest is a credit‑card deposit. Nearly every U.S. sportsbook takes Visa or Mastercard—yet a few states have outlawed credit‑card funding to promote responsible gambling.
This review walks you through every step of using a credit card and highlights additional safe, fast deposit alternatives you can rely on.
Top Credit Card Betting Sportsbooks
Almost every legal sportsbook allows card deposits, but local rules can remove the option (Tennessee, for example, prohibits credit‑card betting). If cards are off‑limits, switch to PayPal, Venmo, ACH, or a Play+ prepaid card. Feel free to explore our guides to the best PayPal betting sites and best Venmo betting sites for extra details. Since nearly every operator supports cards, simply pick the sportsbook that fits your needs:
- Caesars Sportsbook – Wide market selection, quick interface, and Caesars Rewards for comps (hotel stays, meals, shows). Customer support can be slow to reach.
- BetMGM Sportsbook – Massive live‑bet menu—especially golf—plus recurring bonus‑bet promos and MGM Rewards integration. App speed is slightly slower than rivals.
- Bet365 Sportsbook – Known worldwide; expanding rapidly in the U.S. Excellent niche‑sport coverage (snooker, cricket). You might need an extra tap to find mainstream U.S. games. Early‑payout promos are a standout.
- BetRivers Sportsbook – Tap‑to‑chat support icon lives on the home screen. Friendly welcome offer for smaller bankrolls and a solid iRush Rewards program, though not tied to a hotel chain.
- FanDuel Sportsbook – Grew from DFS fame. Lightning‑fast app and expansive markets, especially popular for NFL and NBA odds.
- DraftKings Sportsbook – Another DFS success story turned market leader, offering a polished app, steady promos, and a secure card‑deposit flow.
Details About Using Credit Cards on Sports Betting Apps
- Accepted brands: Visa & Mastercard are near‑universal. American Express and Discover appear less often; be prepared with PayPal or Play+ if those are your only cards.
- State regulations: Some states (e.g., Tennessee) forbid credit‑card deposits entirely.
- Alternative methods: Venmo, PayPal, ACH bank transfer, and Play+ are widely supported and avoid card‑related declines.
Sportsbooks That Accept Credit Cards
| Sportsbook | Visa | Mastercard | Discover | American Express |
|---|---|---|---|---|
| BetMGM | ✔ | ✔ | ✔ | ✔ |
| Caesars | ✔ | ✔ | ✔ | – |
| FanDuel | ✔ | ✔ | – | – |
| Bet365 | ✔ | ✔ | – | – |
| BetRivers | ✔ | ✔ | ✔ | – |
| PointsBet | ✔ | ✔ | – | – |
| DraftKings | ✔ | ✔ | ✔ | – |
States That Prohibit Credit Cards for Sports Betting
- Iowa
- Massachusetts
- New Hampshire
- Rhode Island
- Tennessee
Travel note: If you deposit $100 to DraftKings with a credit card in Illinois and then open the app in Tennessee, that $100 can’t be wagered until you’re back in a card‑friendly state. The cashier will display the balance as “uncleared for wagering” until you return.
Potential Problems Using Credit Cards as a Deposit Method
- Higher decline rates – Banks sometimes block gambling transactions despite available credit.
- Time‑consuming – You must enter card details each time; PayPal/Venmo are one‑tap.
- Interest charges – Unpaid deposits incur regular card APR on the next statement.
- Possible fees – Your issuer may treat the deposit as a cash advance, adding fees.
How to Deposit Online Using a Credit Card
- Log in to your sports betting account – Open the cashier page (usually top‑right) to view your balance.
- Choose a deposit method – Select “Credit Card.” Read any warnings about potential cash‑advance fees or declines.
- Add credit‑card information – Enter name, number, expiration, and CVV. Some books may request a quick card photo and matching ID.
- Complete the deposit and wager – Input your amount, confirm, and—if approved—start betting. If declined, switch to PayPal, ACH, or Play+.
Ways you can bet with a credit card
Approved funds are eligible for every market: props (Will Patrick Mahomes throw 300+ yards?), moneylines, spreads, futures, Super Bowl odds, and more.
Credit‑Card Betting FAQs
Why was my credit card declined?
Banks may still flag gambling transactions even in legal states.
What should I do if my credit‑card deposit gets declined?
Try PayPal, Play+, ACH, or Venmo—these methods clear more reliably.
Are there fees to depositing with a credit card?
Sportsbooks rarely charge, but your bank could if it marks the transaction as a cash advance.
Is it legal to bet online with a credit card?
Yes, except in the states listed above.
Can I use my credit card for sportsbook withdrawals?
Usually not—expect ACH, PayPal, or a mailed check.
How long does a credit‑card deposit take?
Instant once approved.
How long does a credit‑card withdrawal take?
ACH 1‑3 business days; PayPal often same‑day.
Do online sportsbooks accept American Express?
A few—BetMGM and occasionally Caesars—but availability is limited.
Use this guide to pick the safest, fastest way to fund your wagers. If credit cards aren’t available in your state or with your issuer, PayPal, Venmo, ACH, and Play+ are ready alternatives.
